Privacy Policy
At Luremiqoshan Financial Planning, we respect your privacy and are committed to protecting your personal information. This policy explains how we collect, use, and safeguard your data.
Last Updated: August 20, 2025
Information We Collect
Personal Information You Provide
- Contact details including name, email address, phone number, and mailing address
- Financial information necessary for planning services such as income, assets, and financial goals
- Communication preferences and feedback about our services
Information Collected Automatically
- Website usage data including pages visited, time spent, and navigation patterns
- Device information such as IP address, browser type, and operating system
- Cookies and similar tracking technologies as described in our Cookie Policy
How We Use Your Information
- Provide personalized financial planning services and consultations
- Communicate with you about our services, appointments, and important updates
- Improve our website functionality and user experience
- Comply with legal obligations and regulatory requirements
Legal Basis for Processing
Under Malaysian data protection laws, we process your personal data based on:
Primary Legal Basis: We process your data on the basis of consent for marketing communications and legitimate interest for service provision
Data Retention
We retain your personal information only as long as necessary to provide our services and comply with legal obligations. Client records are typically maintained for seven years after service completion.
Your Privacy Rights
You have the following rights regarding your personal information:
- Access your personal data and request copies of information we hold about you
- Correct any inaccurate or incomplete personal information
- Request deletion of your personal data subject to legal retention requirements
- Withdraw consent for marketing communications at any time
Contact Information
To exercise these rights or ask questions about our privacy practices, contact us at info@luremiqoshan.com.
Updates to This Policy
We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of significant changes via email or website notice.